Do I need permission to let my property?
If the property is Leasehold or subject to a mortgage or other charge, the Landlord shall be responsible for notifying the lessor or mortgagees of his/her intention to let the property and obtain the necessary consent for letting.
Who is responsible for Insurance?
Landlords are responsible for Buildings Insurance (unless leasehold where the building is insured through the management company). We would also recommend that you take out minimum contents insurance to cover carpets, curtains etc for unfurnished property and the relevant amount for furnished. Check with your current insurer to make sure your policy is adequate and what is not covered should the property be let or empty. Should you have any difficulty with the above, we can put you in touch with specialist insurers who arrange policies specifically for Landlords of rented property.
We always endeavour to make sure your tenant has adequate contents insurance to cover not only their own belongings but your fixtures and fittings in case of accidental damage.
Who is responsible for the cost of utility services etc?
Your tenant is responsible for all their service bills including Council Tax. You will be responsible for the Service Charge/Maintenance charges in the case of leasehold premises. Please note that telecom companies will only accept change of subscribers from the account holder. You will be required to make the necessary arrangements and inform your telecom company.
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